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is the world out to get me or something? seriously, this isnt even fucking cool.
first off, my mom is retarded when it comes to managing money. she wrote me a check for $200 so i could make a payment to school, in return i wrote a $200 check to my school. everything should be well balanced, right?
WRONG!
it seems that my mom, aka the bad check queen, thought it would be a great idea not to deposit the money into her account untill the day after she told me to deposit the check. what did this cause? an overdraft of my account and $34 in fees.
so i called my mom, bitched at her and told her because of this she had to goto a michigan branch of my bank and deposit $250 into my account because her check bounced and this caused fees. blah blah blah.
so she did that on wed. on top of my mother depositing $250 into my account, my paycheck from work was deposited for about $200 and i also made a deposit of about $14. this should have brought my account into the clear. it did, but something fucked up happened.
it seems since my mom deposited to my account in michigan, it didnt show up in my account untill thursday, which caused another $60 in fees, bringing the grand total up to $94. now my budget is super tight, and this extra $60 in fees really fucks things up. it will cause a whole avalanche of more fees from money i took out of the atm, some things i ordered online, and a check i wrote to pay my cable modem bill.
so i went to the bank. the woman at the bank was very nice, but said the only thing she could do is reverse one-third of the fees, but if i called up the bank office, they could probobly do more for me given the circumstances.
so i called up the bank, explained to the man what happened and then he started giving me shit, telling me that he didnt see how it was bank error and giving me a lecture about how i shouldnt write checks until i see if it clears blah blah blah. fuck him. so he says if i can fax him the deposit slip proving to that my mom deposited it on wed and not thurs, he can reverse $60 of the fees.
i call up my mother, ask her if she still has the reciept and if she can fax it, and then she has the fucking nerve to give me additude. i respond ever-so-sassy with:
"oh so sorry mom, its my fault you wrote me a bad check. oh that must have been my fault that you dont know how to manage your money. my mistake"
she agreed to fax the reciept when she went to work.
all this, and NONE of it is my fault. absolutely none of it. whenever i am getting my shit together somebody has to come along and fuck it up. seriously, fuck everythinng.
UPDATE: my mom just called and she cant find the recipt, and she was giving me shit about how she had to goto work. oh this is just fucking fantastic.
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