• ANSWER DESK: HELP! NO RETIREMENT SAVINGS! Doh! Joy in Oklahoma just realized she forgot to plan for retirement, and now it's coming up faster than she expected. What to do? Out in California, Robert is also worried about retirement -- and whether Social Security will still be around when he's ready to start collecting.
• FORECASTERS SCALE BACK JOB HOPES After months of overestimating job growth, cautious forecasters have lowered their sights and are looking for only a modest increase in payrolls Friday, when the government delivers its monthly update on employment.