Personal Finance

Turn your big idea into a money-making business
Got a great business concept, but need some sound advice? Nicola McCormack explains the secrets of going it alone

Collectors net a profit from football's greatest moments

Pele's 1970 shirt (above) sold for a record £155,750 and Wayne Rooney and Euro 2004 are stoking up the trade in soccer memorabilia, writes Hunter Davies

A part-time PA proves an angel in the office
It's not just chief executives who need help to cope with work, says Thea Jourdan

Wealth Check
'My pension is fine, but can I invest more wisely?'

William Kay
Companies simply can't shrug off higher interest rates if we spend less

Private Investor
Memo to Mr Souter: show M&S; how to rescue a business

No Pain, No Gain
Bargains are out there, and I'm looking for recruits

Secrets of Success
Hedge funds perform, but they cost more

Property

The game in Spain

In our special Golfing property supplement, we look at the trend of expats homing in on the greens and fairways

The master craftsman
Hester Lacey meets a builder in Dorset whose commitment to traditional architectural techniques is enhancing the countryside

Overview: The summer lull is starting a month early
If you haven't sold your house by now and need to be in situ elsewhere by September, you should be panicking

Hot Spot: Didsbury, Manchester
Forget the chip butty ­ these days it's ciabatta and latte that dominate café menus in this trendy quintessential dormitory town

House Hunter
'We want a house in Spain which has privacy and a friendly local community'

An eye on the prize
Buyers can reap dividends from the thousands who attend major sporting events

Q&A:How can we help our daughter her obtain a mortgage?
Plus: I'm interested in buying an ex-council property, is there a register of such properties and are they a good investment?

Independent guide
The essentials for homeowners and buyers