Joe and I have been talking more and more about our health insurance recently. And we both noted that we're both not stupid (both have law degrees), and neither of us has a clue what our health insurance does or doesn't coverage. Does our coverage, your coverage, have a lifetime cap (i.e., if you get deathly ill and end up having $2m in medical bills, does your coverage finally cut off)? If you move to another state do you lose your coverage (I now know that I do)? What about emergency room visits - does your insurance cover them, if so, how much of them, and do you need to call your doctor or your insurance company first to get permission to go (I literally dialed my doctor and then my insurance company from the cab on the way to the hospital when I sliced the tip of my finger off - I found out I didn't need permission, after being asked to punch tons of buttons on the phone with my bloody finger).
Oh, and the reason I got on the phone to my doc and the insurance company when racing to the emergency room is because my friend Bob had a horrible condition years back - he would get excruciating pain in his balls like someone had kicked him hard and wasn't stopping, pain that made him fall to the ground in agony and start screaming (not kidding). Bob's insurance company refused to pay for an emergency room visit because on a Saturday, a holiday weekend, while visiting a friend out of state, Bob had an attack, was on the ground writhing in pain in a full fetal position, his friend had stuffed a towel in Bob's mouth because the screams were so loud (again, not kidding), and Bob's insurance company said that Bob, who was on the ground in a fetal position dying, should have called his doctor back in DC (and he'd find that number, where?) in order to get permission to go the emergency room. Yeah.
I really think health care is going to be a huge issue for our generation - and not just for poor people, but for the rest of us too. The Republicans are making a huge mistake by underestimating the import of this issue to regular Americans.
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