Saturday, May 23, 2015
Medicare Barriers To Treatment
Identified as having a rare and atypical breathing pattern called Biot's Breathing my pulmonologist recommended oxygen for my condition but warned me "get ready for a big fight". Little did I know I was about to embark upon a long, arduous process which more closely resembled an obstacle course than prior approval just to get the life-sustaining substance my doctor was to prescribe. As my respiratory symptoms worsened in the ensuing weeks, I began to wonder whether I might have a stroke or a heart attack by the time the underlying hypoxia was treated. One especially severe episode left me with tinnitus in my left ear and shot central nervous system pain down my arms and legs. There were nights I held on by my fingernails, wracked by severe central apneas, shortness of breath, chest and lung pain, faintness, sudden bouts of bowel urgency such that I thought I would crap my pants at a moment's notice, and even episodes of sleep paralysis in which I was fully aware I couldn't breath but was unable to move or do anything about it. At 2 AM I often found myself wondering whether I should go to the emergency room, or even whether I should be admitted to the hospital for my own safety. I was at home alone with a force that was playing "chicken" with my life. For over a month I white-knuckled it at home, every night hoping I would wake up the next morning, while my symptoms during the day became even worse than those I experienced at night, a few hours on, then a few hours off.
Several times I became very sleepy when I was out grocery shopping and actually fell asleep on my feet nearly falling to the ground.
Meanwhile my doctor and his nurse were trying to find a medical equipment vendor who accepts Medicare, which took nearly a month. Then came the first hoop to jump through.
In order to qualify for portable oxygen I had to take what is referred to as "the 6 minute walk test." If you can pass that chances are you can't go out anyway, LOL. What they do is hook you up to an oximeter to measure your blood oxygen level and have you walk back and forth down a hall for 6 minutes. If during that 6 minute time-frame you desaturate to 88% or below then you can qualify for Medicare to cover a portable oxygen unit. The technician kept telling me to breathe the whole time (more than was natural for me), so of course I didn't cut it, and as it was still early in the day my full spectrum of symptoms hadn't kicked in yet.
After several more weeks of respiratory agony Medicare finally authorized nighttime oximetry at home so that I could gain the "proper" evidence that I was desaturating at night. One company didn't respond, so my doctor's nurse had to call another. They were supposed to call me and didn't. Then one day they just showed up at my door with the oximeter and no explanation as to why it took so long. The other company then called wanting to bring their equipment over, so I had to tell them the other company beat them to it. It wasn't a total loss though since I had a very interesting conversation with the man on the phone about "compassionate use" letters, as he told me that he'd just received a memo that morning stating that Medicare could take a letter in the absence of sufficient data from the two tests if a doctor could state that;
1) There is no approved drug that cures the condition.
2) That other options have been tried and failed.
3) That oxygen would relieve the patient's suffering, has a likelihood of helping, and will give the patient better quality of life.
In the nighttime test I had to desaturate to 88% or lower for a total f 5 minutes in order to qualify for nighttime oxygen. That night I hooked it up to my finger, lay down, but didn't get much sleep, since this was the last test which ultimately would determine whether I'd get oxygen at all, and the pressure had me on the edge of my seat. The next morning I wondered whether I had obtained the information sufficient for Medicare's requirements and worried I may not have because I'd had so little sleep. To cover all bases I prepared my doctor to write a letter of necessity just in case, because at that point things were getting pretty rough.
A week later the results came in and it just so happened that I qualified under what they call "Group 1." In a few more days the equipment vendor brought out an oxygen concentrator, tubing and other parts. I felt relief within minutes the first night. Before I fell asleep I felt more energy, mental sharpness, and the shortness of breath was much less. I could feel the upper part of my lungs that had often felt stuffed start to ease up, cough improved, my nose was clear the next morning and even my baseline pain was reduced. I could tell that I had been hypoxic for many years because I can't remember when I felt that normal.
This was a good start, but I found it only carried over for a certain number of hours after I was off it the following day, and if I went out it wouldn't take long for the symptoms to return. On hot days I get winded now even sooner.
In addition I hadn't anticipated that I would be allergic to the plastic in the cannula that went in my nose after the 2nd day of use. After about 4 days I had a big pus-filled sore between both nostrils where the plastic made contact, and my body was mounting a big inflammatory response making my nasal passages swollen and the stuffiness returned. I tried a mask instead which did get rid of the allergic response since the plastic didn't touch the inside of my nose, but I found that there wasn't enough holes for exhaled air to escape and my face started to sweat pretty quickly (which kept me from sleeping too).
I went online to research this problem and found lots of reports from others about allergic actions to the plastic tubing. One person suggested on one of the forums covering the cannula and prongs with fabric medical tape, so I got some and decided to try it out.
This photo shows 1 uncovered and the other covered. The ones I have are manufactured by Salter Labs. I have tried to find out the type of plastic used to make them and so far have only been told PVC and "plasticiser" (whatever that means). I know there are many potential polymer compounds, and in order to determine what exactly I'm allergic to I need to know what kind of plastic is in it.
This PubMed article documents this allergy in patients using oxygen cannulas;
http://www.ncbi.nlm.nih.gov/pubmed/10315103
The tape did the trick, although I notice that the sticky stuff eventually bleeds through and makes my nostrils a little sticky.
Apparently there is one company Topah Medical that sells cannulas made of Silicon and claims it is non-allergenic and non-carcinogenic. They're made by a company called Everest
They sell a 4 foot one for $41.00 and a 6 foot one for $45.00. Although pretty pricey compared with standard cannulas they are warranteed for 1 year, and can be boiled once a week without damage in order to sterilize and rid them of bacteria inside and out.
Apparently it doesn't work for everybody but seems not to cause a reaction in most people.
Meanwhile I am in the process of appealing Medicare's decision not to cover Benicar every 4 hours as is used in the Marshall Protocol for Sarcoidosis.
The response Humana (Georgia's default Medicare Part D provider) gave me was as follows;
Your request was denied
We denied coverage or payment under Medicare Part D benefit for the following prescription drugs(s) that you or your prescriber requested: Benicar 40 M TABLET 180/90
Why did we deny your Request?
We denied this request under Medicare Part D because:
Benicar has been prescribed for Sarcoidosis. Although the medication may have been initially denied at the pharmacy due to a quantity limitation requirement, upon clinical review it appears that the requested drug isn't prescribed for a medically accepted indication as stated in Section 1860D-2(e)(1)(B) of the Social Security Act by reference to section 1927(k)(6) of the Act. As noted in section 1927(g)(1)(B)(i) of the Act, this includes FDA-approved uses and off-label indications which are supported by one or more citations in the approved drug compendia (drug reference guides)-Micromedex Drugdex Information System and American Hospital Formulary Service Drug Information. The physician's prescribed use of this medication doesn't meet the criteria and isn't covered.
You have the right to appeal
If you want to appeal, you must request your appeal within 60 calendar days after the date of this notice. We can give you more time if you have a good reason for missing the deadline. You have the right to ask us for a formulary exception if you believe you need a drug that is not on our list of covered drugs (formulary). You have the right to ask us for a coverage rule exception if you believe a rule such as prior authorization or quantity limit should not apply to you.
Note that InHumana is provided the discretionary power to set aside these restrictions and that they chose not to (not only once but twice!) They are well aware that without this medication I will eventually die. Apparently that's perfectly OK with them.
I have now appealed it and been denied two times. Appeal number 3 goes to an arm of Medicare called Maximus Federal Services.
I have written the Secretary of Health and Human Services and am establishing a paper trail to prove the current Medicare regs aren't working for patients and that an amendment needs to be made to put such decisions back into the hands of patients and their doctors.
Both issues; the Medicare process for approval of oxygen and off-label protocols could be made alot more patient-centered if enough people wrote in to HHS, President Obama, and their legislators on the Federal level and insisted on it.
If you would like to give your input/support you can write her and the HHS Committee @
Sylvia M. Burwell
U.S. Department of Health & Human Services
200 Independence Avenue, S.W.
Washington, D.C. 20201
In many states DME (Durable Medical Equipment) companies have a competitive bidding process and this also hampers one's access to quality treatment, so if you're writing your legislators about oxygen be sure to ask that they vote to abolish that practice because it places priority on lowest price rather than quality service that is best for the patient. Medicare beneficiaries deserve better!
Representative Bernie Sanders from Vermont who is running for President in 2016 has been a consistently strong advocate for those on Medicare and Medicaid. In addition to Sylvia Burwell I have written him and President Obama regarding these issues.
If you yourself are ill then make your voice heard. If you are healthy then don't wait until you need it to write your representatives in Congress. Do it now so that if you should need one or both of these types of treatment the option will be there when you or somebody you love needs it urgently.
I am willing to take this all the way to the Supreme Court if I have to! Insurance companies are supposed to be there when you need them in such crucial times, not obstruct you from getting the care you need. They were never meant to make medical decisions in place of one's doctor.
Saturday, August 28, 2010
To put it mildly they have tried every possible trick in the book to stall me and my doctor and screw us around.
Those readers who have read my segments on the horrendous acts of many of the major name health insurance companies may remember that United Healthcare was one that had a track record of denying crucial claims.
Medicare made a huge mistake by privatizing their Part D which deals with medications for the elderly and disabled.
Well the letter I finally received from United Healthcare today had me on the warpath. The upshot of it was that I would have to start from scratch and have my doctor initiate the whole appeal process through United Healthcare again before going back to the point I'd reached after several years (which is the final appeal to an outside company called Maximus).
That ship has sailed and my doctor quit doing this on my behalf about a year ago because he was tired of being given the runaround and having them tell his staff they didn't receive his numerous faxes.
Then I received a phone message from United Healthcare (another department), called the woman back, a prepresentative who only identified herself as Ashley F. I read the letter to her and told her that the way they worded it made it sound as if my doctor didn't do what he was supposed to do and that they said he "cited that it was not FDA approved" for my disease, to make it appear as if he himself didn't support my staying on the drug at that dosage. They failed to say that my doctor had sent them alot of information supporting why I could not take the other drugs they had on their formulary, and that he actually sent them research supporting why this drug at this dosage is safe and effective for Sarcoidosis. They were trying to insist that he do this all over again!
Ashley F. then gave me another fax number directly to Maximus and said I should just send a letter to them telling them also that I'd already done all the appealing I could through Uinited Healthcare.
I am still recovering from the flu but will be doing that soon. Now that Carmella is stable I can start putting more time into this, and they'll find out that they have messed with the wrong patient because I don't give up!
The other night when I called the Medicare 800 number, the representative I spoke with checked over 15 other Part D plans and found that literally none of them covered 40 mg. of Benicar 3 times a day! If I can get this changed I think it will help many others too who are on cutting edge treatments that are off-label or new medications. The concept is very simply; if it helps, and it's safe, then the patient should be able to get it.
Why are conservatives griping about government intervention in healthcare, and not about big business sticking it's nose into it??? These are private companies that are denying people medications they badly need to relieve suffering, and often to stay alive for a full lifespan!
Since the time I started on this particular protocol the number of people benefitting with a variety of autoimmune diseases has multiplied about 4 times (and that's just what is counted on the official research site). There are many others quietly on the protocol through their own local physicians who are not part of the online research cohort, many of whom probably are running into the same problem. If they have a fair amount of money they can afford to buy the medication out of pocket, but if not they may have to resort to getting it from third world countries, or they may be unable to get it at all.
I just recently heard that one of the other protocol drugs, Zithromax has stopped being covered by my plan and by most of the others except those with the most expensive premiums.
Yes, they're perfectly willing to cover medications that will reactivate deadly infections and possibly kill me, and anti-cancer drugs that can totally dismantle my entire immune system and open me up to new and deadly infections, but they can't see fit to allow coverage of some simple antibiotics and a medication usually used to treat high blood pressure with a very low risk of side-effects to which I had none at all for 3 some years!
I guess they think that it's less expensive to pay for the doctor's appointments and tests that become necessary when my various organs start malfunctioning several times a year during an acute exascerbation than it would cost them to cover a few more Benicar a day to prevent that...Oh, I forgot...that would be Medicare itself covering all their consequences for not paying for my medication at therapeutic doses. I guess they figure they'll let that be the government's problem! They (meaning United Healthcare) don't pay for that part!
Luckily I have not had to be hospitalized, at least not yet, but I think the last one came pretty close to it. I just hate going to the ER and I probably should have when I had the cardiac and respiratory symptoms but to be honest I didn't have the energy to get out of bed for several weeks. Living alone I really didn't have somebody to go with me anyhow and bring me back home. It was hard enough to drag myself to the GP and the heart specialist via the medical transportation system that had to be set up with three days notice.
I can imagine how many others these insurance companies are making jump through these hoops, and although the National healthcare bill has passed, in its watered-down form it's hard to know how much, how completely, and how soon we'll be protected from such denial tactics.
I would love to speak before Congress about this and I may see if I can set that up. It's getting about time for me to write President Obama again. This seriously needs to be changed. If Maximus is a private company too then I will need all the clout behind me I can get.
Wednesday, August 19, 2009
Healthcare has reached crisis proportions in this country and the American public is at risk. You may know somebody whose health insurance refuses to pay for needed medical treatment even though that person thought he/she would be covered.
Contrary to what some believe, this is not only happening in systems like Medicare and Medicaid, but shockingly with private insurance plans too! Some of these plans are not inexpensive, and if you think that paying a higher premiom protects you any better then think again! You are being lied to.
I came across this information while I have been persuing my own appeal of a drug called Benicar used off-label to treat my Sarcoidosis. This is a drug usually used (and FDA approved for high blood pressure) but when used along with several longterm antibiotics in a cutting edge protocol it helps eradicate the bacteria that fuel Sarcoidosis and some other autoimmune diseases.
Because the drug isn't specifically FDA approved for Sarcoidosis and at this higher dosage, Medicare Part D refused to cover it and sent me a letter telling me that I could only receive toxic and very dangerous anti-cancer drugs or TNF-Alpha Blockers (also called "Biologic Medicines"; drugs like Remicade or Enbrel). I have researched all this in great detail and I also have read the raw data which reveals that some of the "approved" drugs' clinical trials contained so many adverse reactions (including deaths) that they had to be called off early, and Remicade now carries a black box warning; the most severe warning issued by the FDA. There is quite a bit of evidence that the biologic medications and in some cases also the anti-cancer drugs shorten one's life expectancy even more so than the diseases they are approved to treat. I do not want that for myself, nor should the FDA be OK with that for anyone. Benicar is much safer, and is for many people more effective.
I am on appeal stage 3 after months of stonewalling, denials, delays, and other tactics used by Medicare's default company, United Healthcare (note that even when you don't choose a company Medicare now forces you to go through a private health insurance company for Part D drug coverage).
Interestingly, when my medications were covered by Medicaid for the previous 6 years I had no trouble obtaining the medications my doctor prescribed for my disease. These medications prevented me from dying at a time when I was quickly headed that way.
Now, months and several appeals and phone calls later my disease has taken a turn for the worse. I knew it was only a matter of time and I have been trying to tell Medicare/United Healthcare that they must reverse their position before my health began to decline. They chose not to listen. Over the past several weeks I knew something wasn't right. My pain level has become worse and more frequent, the fatigue has increased, I began to lose my apetite slowly and to lose weight again, and then I began having more and more trouble getting air into my lungs. At first this was just every once in awhile and I thought it might pass, but as time went on the episodes lasted longer and happened more often.
I began waking up at night choking and gasping, and for the past two or three weeks have had to sleep with my head propped on several pillows in order to sleep long enough without interruption. Even that is becoming less reliable.
Recently I have been feeling an odd sensation in my lungs as if I have breathed in powder that I can't clear. Sometimes I cough and sometimes congestion comes up and at other times it's just a dry cough.
During the past 2 weeks I get sharp pain in my lungs on the sides, front, and back that is sometimes piercing, and sometimes I have a dull general ache in the whole lung from top to bottom. This is worse with even a small amount of exertion now such as walking to my mailbox, and taking a trip to the post office is agonizing.
My stage 3 appeal papers are supposed to be coming in the mail from California where the most recent arm of Medicare (Maximus) is located, and once I fill those out and send those back I should receive a decision at that level. If the answer is again "no" then I will have to take the matter before an Administrative Law Judge. A representative from United Healthcare (one of the nicer ones) told me on the phone the other day that she would not hold out much hope that this appeal (either stage) would be successful. Be that as it may I can't just lie down and die when maybe it can be prevented if caught in enough time. What other option do I have but to appeal it as far as I can?
I've written Barack Obama, the Center for Medicare/Medicaid Services (CMS), called and written numerous advocacy agencies and attornies, and also tried to have my doctor help, but he is getting frustrated and is getting to the point that he doesn't want to bother anymore appealing it on my behalf.
One night I decided to look and see what other people were experiencing and to look into just how commonly people are not getting what they need medically due to insurance rationing practices of various kinds.
YouTube is a goldmine for real stories about real people and I located quite a number of cases in which people were being denied all kinds of medical care because of the greed and lack of compassion of an insurance company.
Not only did I find video journals documenting first-hand accounts by patients, but I also found some video confessions of those who used to work for entities guilty of such inhumane practices. These are only a few of the many that are out there and the numbers continue to grow.
Insurance Insiders Speak The Truth:
Death By HMO C Edwards http://www.youtube.com/watch?v=C3so7EdKpCY
Linda Pino Confession http://www.youtube.com/watch?v=DKVLV9bR1bo&feature=related
Linda Pino on Heathcare http://www.youtube.com/watch?v=rz7n8JtAhJo&feature=related
Linda Peeno, MD- SiCKO: What Has Happened to Health Care?"
http://www.youtube.com/watch?v=TqSshZZMHGA&feature=related
This one is particularly insightful about how the job made her desensitized over time and illustrates the ways in which doctors start to rationalize delivering sub-standard testing, diagnosis, and treatment:
Project Sin Alma: Linda Peeno on Denial of Care http://www.youtube.com/watch?v=N-5S2rZ_eYc
Inside the Insurance Industry http://www.youtube.com/watch?v=5101qEtPDSA&NR=1
People Denied Care:
Dropped Coverage (Breast Cancer) http://www.youtube.com/watch?v=hd5ApRsvRUM
Terminal Health Insurance (Breast Cancer) http://www.youtube.com/watch?v=7gYTZakdG4k
Faces of Health Care Reform: Lisa (Hydrcephalis) http://www.youtube.com/watch?v=0oxScKmfr38&NR=1
Why must we suffer to survive--doubting lyme
http://www.youtube.com/watch?v=_F_6W9IFO0E&feature=related
Isabella fight against UnitedHealthCare
http://www.youtube.com/watch?v=EmAfYq3uDu8&NR=1&feature=fvwp
United Healthcare Oxford Medicare Advantage Denies Coverage http://www.youtube.com/watch?v=H8erunWFyT4
Medicare Patients Being Turned Away
http://www.youtube.com/watch?v=pGTqqQkMIDU&feature=related
CUNA credit disability insurance - $6 MM penalty for bad faith claim denials http://www.youtube.com/watch?v=dUzAlGPweB8
In closing I just want to say that this is exactly why the Public Option is so needed and why the private insurance companies need regulation to keep them from allowing patients to die. I am going to say something that to some may sound extreme, but I think it's appropriate under the circumstances we are faced with. The current system of healthcare is socially accepted genocide. Human beings are supposed to be more evolved than to allow Social Darwinism to rule what should be compassionate decision-making and we have the higher brain ability to rise above the baser instincts and to make the conscious decision to take care of our own because it's the right thing to do.
If you are a patient who is sick, or you know somebody who is, please flood the White House with letters and ask him to stand strong on his promise. The current way is not working, neither in private healthcare nor in Medicare and Medicaid, and a "healthcare Co-op" will not assure a level playing field for the sickest or the poorest Americans. The address is as follows;
President Barack Obama
The White House
1600 Pennsylvania Avenue NW
Washington, DC 20500
You can also call: 1-202-456-1111
or fax your comments: 1-202-456-2461
To you doctors out there reading this; please stay strong in fighting the real enemy; the flawed healthcare system, not the patient. Having to jump through these hoops while we are ill is more than we can do alone. Your advocacy is needed in the battle which lies ahead. Human lives depend on your not giving into the pressure to ration or disconnect placed on you by the profit machine. Remember that each of us one day will encounter something sooner or later from which we may not bounce back, and that the system we start to create today is the same one we will have to live in tomorrow. Be a part of the solution. Refuse to become part of the problem. Medical decisions should be based on need rather than on cost. Patients and doctors must insist on this and refuse to compromise that principle.
Monday, March 09, 2009
I am getting ready to start covering some more violet leaves with fine silver slip for a local custom order. Across the street from my house these leaves grow abundantly, so I can take my pick of size and width. That is a start, but I will need more than one order to keep things going. I made these hoops and more are in the works. I've seen others' hoops sell repeatedly on Etsy, so these should also do well.
Try These Angles Fine Silver Hoops - $35.00
Blackened Chili Pepper Fine Silver Hoop Earrings - $28.00
Hand-forged Fine Silver Latch Hoop Earrings - $50.00
Fine Silver Bamboo Leaf Hoops - $25.00
Fine Silver U-shaped Hoop Earrings - $22.00
Dime-Sized Fine Silver Hoops - $20.00
Last week I ordered some more supplies for soldering. I've had a butane torch for several months but until now have not been able to get all the supplies I needed to go with them. Then the company called to say that the copper sheet and hard 75% silver solder is out of stock. I guess everybody was mobbing those two items when I ordered and then as my order was being processed they sold the last ones. Now I will have to get those two things from Rio Grande, but have little money left.
Recently I found out that Carmella's yearly insurance limit had run out and so I won't be reimbursed and further for any of her mange treatment claims. They only paid a small portion of that before her limit was reached, and now it will be July 11th before any illness can be reimbursed. If her mange re-occurs they won't cover it then because it will no longer be considered a "First Time Illness". I hope she won't get any more illnesses but I am worried about the mange coming back, as Dr. Norwood told me at the last appointment that it may be awhile before it is gone for good, and that can get expensive especially if it can never be reimbursed again. Even putting lemon on the side of her face (the area that is slowest to heal) in addition to the supplements and new flea drops which smell like heavy duty bug spray for a full day still has not returned that one area of her body to normal.
Now that she is not getting dips I am going to try putting on some other things as spot treatments and see if any of them work.
Soon I'm going to start approaching Science Diet about dog food endorsements using pictures from before her Mange and current ones showing the left side of her face where all the hair has grown back. Here she is on March 1st; the only day it snowed this year.
I need to raise as much money as possible now that Carmella's insurance will not be paying any of this back to me. I'd really like to be able to have all her medical expenses paid off within the next few months.
My own insurance troubles are ongoing. Medicare Part D has continued to refuse to pay for one of my necessary medications. If I literally cannot get them to do that I don't know what I'm going to do because living without it is not an option and there is no equivalent substitute.
On Saturday, March 8, 2009, I received a denial letter in the mail dated March 2, 2009 stating the same reasons as my doctor's nurse had told me that the doctor had received last week. It said specifically;
"A prescription drug is a part D drug only if it is used for a medically accepted indication, meaning that it is prescribed for a use that is approved by the Food and Drug Administration (FDA) or approved for inclusion in one of the following three compendia:
1. American Hospital Service Drug Information;
2. United States Pharmacopeia-Drug Information (or its successor publications); or
3. Thomson Micromedex DrugDex"
The letter goes on to say;"Furthermore, beginning January 1, 2009, Part D will also accept anti-cancer chemotherapeutic drug uses that are approved for inclusion in the following additional compendia:
1. National Comprehensive Cancer Network (NCCN) Drugs and Biologics Compendium;
2. Clinical Pharmacology, or
3. Peer Reviewed Medical Literature.
Because the drug requested is not prescribed for a use approved by the FDA or in one of these references, the requested drug is not considered a Part D drug and is not covered by the plan.
BENICAR IS DENIED FOR NON-FDA APPROVED DIAGNOSIS. THE USE OF BENICAR IS NOT MEDICALLY ACCEPTED FOR THE TREATMENT OF THE FOLLOWING DIAGNOSIS IN THE COMPENDIA LISTED ABOVE: SARCOIDOSIS. REVIEWED BY: AXN, PHARM.D
You should check with your doctor for another drug that is included on your formulary and has been approved by the Food and Drug Administration (FDA) for this use."
The only one I know of that is officially FDA approved (because of the woeful lack of money devoted to research in this disease) is Prednisone which not only does nothing to cure it, but causes avascular necrosis among other serious adverse reactions and can severely compromise the immune system. The biologics and anti-cancer drugs are even worse! Some of the clinical trials on those actually had to be called off due to deaths and other serious events.
I've been on Benicar for several years with no adverse reactions whatsoever! I wonder how on earth the government allows a pharmacist to over-rule my doctor on something like this!
I don't have several hundred dollars to pay for this medication out of pocket, as I'm on Social Security Disability, and most prescription assistance programs require that you be totally uninsured before they will cover the cost. They don't pick up the slack when insurance companies choose not to cover a drug and leave the patient at risk of relapse; even death.
I could buy it cheaper from a manufacturer in India but even so, with sales not moving I don't know that I will have the money for that either.
It's possible that I may have to take this to court, but in the meantime I wrote President Obama, and sent another letter to the editor of a news blog which exposes inhumanity within the Medicare system. Apparently there have been cases that are in litigation now on this same issue.
Take a look at these interesting articles written by David Glendinning. They may help you or someone you know;
Medicare drug not covered? You can help patient appeal
For patients who need to veer from their drug plan's formulary, the assistance of their physicians will be essential.
By David Glendinning, AMNews staff. March 20, 2006
http://www.fiercetelecom.com/story/parsing-verizon-warranty-services/2008-10-24
Suit opposes Medicare denials of off-label, non-compendia drugs
The administration is interpreting Medicare law in a way that prevents coverage of lifesaving medications for people with rare diseases, a patient advocacy group says.
By David Glendinning, AMNews staff. Jan. 21, 2008
http://www.ama-assn.org/amednews/2008/01/21/gvsb0121.htm
Physicians complain Medicare Part D decisions threaten patient care
The AMA urges physicians who are encountering problems with Medicare drug plans to report them to CMS and the Association.
By David Glendinning, AMNews staff. June 5, 2006.
http://www.ama-assn.org/amednews/2006/06/05/gvl10605.htm
With the new economic stimulus package allowing American citizens to keep more of their earnings each pay period I hope that some of it will be put towards buying more wonderful handcrafted items.
Those of you or with family member(s) going on interviews should consider buying your outfit and accessories from a small designer/maker instead of going to your local Walmart, mall, or department store this year.
After all, there is no better way to stimulate the economy than buying handmade! Remember that with love and action, all things are possible!
http://Giftbearer.etsy.com/