Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Tuesday, March 23, 2010

Living with Less - and a giveaway!

Today I'll be sharing a bit about the newly released book Living with Less so your Family has More by Jill and Mark Savage. I think we all struggle to balance the many aspects of life, and obviously finances play a huge role in that. Read on for more info - and a chance to win a copy for yourself!!

Tell us a little bit about yourself and your family.

We have been married for 27 years…17 of them happily. After finding ourselves in a marriage counselor’s office around year 8 or so, we realized that we really didn’t know how to be married. We worked hard to turn things around and now we like to share that hope with other couples.

We have five children ranging from 13 to 25. Our oldest three are married. Anne (25) and her husband, Matt, live in Zion, IL, and are expecting our first grandchild in April. (We are very excited!) Evan (22) and his wife, Julie, have been married a year and a half and they live just a few miles from us. Erica (19) married her husband Kendall last September. They live in Augusta, GA, and wherever else the Army takes them.

We have two teenagers still at home. Kolya just turned 16. He’s learning to drive and we’ve nearly worn a hole in the carpet on the floor in the passenger seat trying to find that non-existent brake pedal. Kolya is the newest member of the Savage family. We adopted him at the age of nine from Russia.

Austin is 13 and in the 8th grade. He wants us to make sure and tell the world that this “living with less” life is a real bummer because he’s the ONLY kid in 8th grade who doesn’t have a cell phone.

Tell us about your newest book Living With Less So Your Family Has More?

The world screams the message that bigger is always better, but we have found that is not often true. When it comes to raising a family, less materially can actually result in more relationally. Children don’t need the best houses, the best lessons, the best cars, or the best clothes. What they really need is the best home life and the best family relationships we can give them.

Why did you want to write this book?

We didn’t start out with the “less is more” mindset. We started as a double income family wanting to have the “best” of everything. Then Mark decided to pursue ministry. We went from the “high life” to the “frugal life” very quickly as we moved to another state for him to go to Bible College full-time.

That experience introduced us to the concept that less is more. We definitely had less money, but we had more time. We had less stress and more peace. We had less activities and more fun.

Since that experience, we’ve continued to live primarily on one income for the past twenty years. We’ve had to battle cultural peer pressure and make different decisions for our family than many other families in our neighborhood have made. But we’ve never felt that we were materially depriving ourselves or our kids…instead we’ve focused on what we’ve actually been able to provide for them emotionally and relationally.

What do you hope your readers will gain from this book?

We hope the reader is encouraged to evaluate how they are living their life, spending their money, and thinking about family matters. Our goal is to introduce families to the “less is more” concept and then equip them with the attitudes and actions to actually make that happen.

For families that are already committed to less is more, we hope to bolster their resolve and help them stay focused on the long-term goal of providing relationally for their kids.

In today’s economy, there are many families being forced to live with less. We want to help them see the opportunity they have with this unexpected downsizing they’ve been forced to do.

And for those who have just been a little discontent with their life and saying things like, “I’m tired of the rat race of life,” or “Is there more to life than drive-thru meals for dinner?” we hope to help them see other choices they have and how they can lead their family in a different direction.

What unique elements will the reader find in Living With Less So Your Family Has More?

For couples who want to read the book together, we’ve included discussion questions at the end of every chapter. This helps move the readers to discussion and eventually actions. Even a single parent can use the discussion questions for personal evaluation.

Readers will find this book a practical guide to changing your attitude and your actions to live a successful “less is more” life. They’ll find our writing style to be a warm, casual, honest discussion where we not only share our victories but our mistakes along the way. We are an average couple living successfully on an average income who want to help others to see the possibilities before them.

This is a Hearts at Home book. What is Hearts at Home?

Hearts at Home is an organization that encourages, educates, and equips women in the profession of motherhood. Hearts at Home encourages moms through annual conferences, our extensive website (www.hearts-at-home.org), a free electronic newsletter, a radio program, and an entire line of books designed to meet the needs of moms all over the world!

Any closing thoughts?

It’s healthy for parents to occasionally pause and evaluate their vision for their family and the choices they are making. We hope this resource will help them do that together and that it will lead them to live a life of little regret.

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Would you like to win a copy for yourself? Please leave a comment (include your email addy, please) by Monday 3/29 (1:00 PM central) and I'll have my daughter draw a name. Sorry, but US addresses only since I'm paying for shipping :)

Monday, February 1, 2010

"Living With Less" contest

Here's a fun opportunity for you! To celebrate the release of Hearts at Home’s newest book: Living With Less So Your Family Has More, by Jill and Mark Savage, the Hearts at Home blog is launching the Living with Less Contest.

Email Hearts at Home a story or money-saving tip that gives a peek into your daily experiences representing the humor, richness, or spiritual aspects of what it’s like to live with less.

Better yet, blog readers will benefit as many of the money-saving entries will be posted on the Heart’s blog throughout the month of February. Get all the details here.

Saturday, April 5, 2008

Random Reading

Just browsing around the blogosphere this past week, and came across some articles.
  • Are we inadvertently changing the Word of God by making Bible stories "age appropriate"? I've thought of this as I'm reading to the kids from their Kiddie Bible (which REALLY condenses things) and also as I prepare lessons to teach at church. Read a bit more about that here (and there are some good comments, too).
  • We aren't raising children - we're raising ADULTS. We want the darling little people to grow into functioning members of society right? Well here's a handy resource that lists out age appropriate chores.

(both of these sites were found through "Fun Finds for April" over at Making Home. There's plenty more to explore over there if you have some time)

We're all still looking for ways to stretch a buck, right? Some good tips here. Or take it to another level, and think about this.

Working on becoming a Titus 2 woman? Thoughts on what it means to love our husbands here.

Read this quite awhile ago, but don't think I ever shared the link: "Forty Things I've Learned in Life"

And finally, just for laughs, dive into some vintage cookbooks here.

Wednesday, February 13, 2008

Money-saving hints

We're all looking for ways to get more out of our money, right? I thought this article had some good tips. I'm definitely going to be trying out the laundry detergent idea (#8). Still refuse to hang out my clothes (I just hate they way they smell - it was fine in MT and TX, but eastern PA has some sort of funk) Two other simple ideas:
* Use the library! Obviously a great source for books, but ours also has CDs, movies, and even video games.
* Invest in a water filter. The faucet-mount ones are cheaper than purchasing bottled water, but the filters are expensive (and we went through them pretty fast). Love, LOVE our undersink filter. (After some research, we bought one from Crystal Quest)

Tuesday, November 6, 2007

The Holidays are coming!!

Can you believe that Thanksgiving is just over two weeks away? And I know you've all been seeing the Christmas decorations at the stores. I swear they're put out the same time as the Halloween candy! Anyway, I try to purchase gifts throughout the year so that it doesn't drain our December budget. We do have a few more things to purchase, but I thought I'd pass on some of my favorite sites that have helped us stretch our dollars.
  • Silver Jewelry Club - a great place to pick up nice quality jewelry for bupkes; you pay just $5.99 shipping for each piece. The choices update each fifteen minutes, so I just click on it a few times a day or week (depending what I'm looking for). They offer a WIDE variety of styles, and I've purchased everything from a necklace for grandma to funky earrings for our teenage niece.
  • Fetch Book - just enter the ISBN of the book you're looking for, and they'll tell you where it's cheapest. Particularly helpful if you're looking for something that's out-of-print. Two years ago, I was hoping to find the complete "Thomas the Tank Engine" stories. It was going for over $40 on eBay, but I found it for around $12 (shipped!) through this site.
  • half.com - it's now affiliated with eBay, but you can usually find better deals here. You can find music (wouldn't your brother love a CD of that album he used to listen to in high school?), books, and video games. Plus shipping is a set amount per item (and decreases if you purchase multiple items from a single seller), so you don't get gouged. I just purchased the eyetoy (which will be our kids' "big" gift for the year) along with five games for less than the suggested retail of the original package. Hint: shipping is media mail, so shop early to make sure you receive your package in time.
  • Budget 101 Gift Mixes - this site is a perfect source for ideas when you want to give a little something to neighbors, teachers, etc. but can only spend a few dollars.

Lastly, don't forget about the clearance aisles at the local stores! Why not pick up some halloween costumes to create a dress-up box? And I always seem to find fantastic deals at Target (read a bit more about that here). Seriously, people, you can find nice - and thoughtful - gifts without spending hundreds of dollars.